Quit smoking, eat healthier and exercise regularly. This will decrease your life insurance premiums.
If you skydive, deep-sea dive or participate in any other high-risk activities, your premiums will be more expensive. If you discontinue these activities, your life insurance rates should be lower.
If you are overweight, try eating a healthy diet and exercising regularly to help you reach a healthier height-to-weight ratio.
Also, consider buying term life insurance which offers coverage for up to 30 years, and usually costs a lot less than permanent life insurance protection.
Here’s how you can shop and compare term life insurance quotes online in minutes from several highly-rated life insurance companies to help you find some of the lowest rates for your life insurance policy.